Terms & Conditions

Last Updated: 18 August 2026

Welcome to GrowthSmartly UK. By accessing or using uk.growthsmartly.com, you agree to these Terms & Conditions. Please read them carefully before using the website.

1. About GrowthSmartly

GrowthSmartly UK provides general financial education, information, guides, articles and financial calculators covering topics such as investing, loans, mortgages, taxes, insurance, savings and real estate.

Our content is provided for general informational and educational purposes only.

2. No Financial Advice

The information provided on GrowthSmartly UK does not constitute personalised financial, investment, tax, legal, mortgage or insurance advice.

We do not assess your individual financial circumstances, objectives or needs.

You should consider obtaining appropriate professional advice before making financial decisions.

3. Accuracy of Information

We aim to provide accurate, useful and up-to-date information. However, financial rules, tax rates, interest rates, regulations, products and other information can change.

We do not guarantee that all information on the website will always be complete, accurate, current or error-free.

You should verify important information with appropriate official or professional sources before relying on it.

4. Financial Calculators

Our calculators are provided for educational and illustrative purposes.

Calculator results may depend on the information entered by the user and assumptions used by the calculator. Results should not be considered financial advice, quotations, guarantees or exact representations of actual financial products or tax liabilities.

5. Third-Party Websites and Services

Our website may contain links to third-party websites, products, services or resources.

These links are provided for convenience and informational purposes. GrowthSmartly does not control or guarantee the accuracy, availability, security or content of third-party websites.

You are responsible for reviewing the terms and privacy policies of third-party websites before using them.

6. Advertising

GrowthSmartly UK may display advertisements through third-party advertising services, including Google AdSense.

The appearance of an advertisement does not constitute an endorsement, recommendation or guarantee by GrowthSmartly of the advertised product or service.

Users should independently assess any product or service before making a decision.

7. Intellectual Property

Unless otherwise stated, the content published on GrowthSmartly UK, including text, graphics, logos, page designs and other original materials, is owned by or licensed to GrowthSmartly.

You may access and use the website for personal, non-commercial purposes.

You must not reproduce, copy, modify, distribute, republish or commercially exploit our content without prior written permission.

8. Acceptable Use

You agree not to:

  • Use the website for unlawful purposes
  • Attempt to interfere with website security or functionality
  • Copy or reproduce website content without permission
  • Introduce malicious code or harmful technology
  • Attempt to gain unauthorised access to our systems
  • Use automated methods in a way that negatively affects the website

9. Website Availability

We aim to keep GrowthSmartly UK available and functioning properly. However, we do not guarantee uninterrupted or error-free access.

We may modify, suspend or temporarily restrict access to parts of the website for maintenance, security, technical or operational reasons.

10. Limitation of Liability

To the extent permitted by applicable law, GrowthSmartly will not be responsible for losses or damages arising from reliance on general information provided on the website, calculator results, third-party content, third-party services or external websites.

Nothing in these Terms & Conditions excludes or limits liability where doing so would be unlawful.

11. Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes to our website, services or applicable requirements.

The updated version will be published on this page with a revised Last Updated date.

12. Governing Law

These Terms & Conditions are governed by the laws applicable in the United Kingdom, subject to any mandatory rights or protections that apply to you under applicable law.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact us through our Contact Us page.

Website: uk.growthsmartly.com

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